ILLEGAL OCCUPATION: The insurer shall not be liable for any loss to which a contributing cause was the insured’s commission of or attempt to commit a felony or to which a contributing cause was the insured’s being engaged in an illegal occupation.Intentionally self-inflicted injury, suicide or any attempt while sane or insane.In addition to any benefit or coverage specific exclusion, benefits will not be paid for any loss which directly or indirectly, in whole or in part, is caused by or results from any of the following unless coverage is specifically provided for by name in the Description of Benefits section of the insurance certificate: This Pre-Existing Condition Limitation shall not apply after the end of the Limitation Period shown in the Schedule of Benefits, commencing on the Insured Person’s Coverage Effective Date. “Pre-existing Condition” means an illness, disease, or other condition of the Covered Person, that was treated, diagnosed or required medications in the six (6) month period before the Covered Person’s coverage became effective under this Policy. Maximum number of days for laboratory tests including blood work, comprehensive metabolic panel, lipid panel, all other lab per Plan YearĬlass II: Radiology, Ultrasound, Mammogram, Sonogram, AngiogramĬlass IV: Other Diagnostic tests- Endoscopy, Bronchoscopy, Colonoscopy without Biopsy, MRIīenefits in connection with a Pre-existing Conditions occurring within the first twelve (12) months of coverage are not payable. Just call 1-800-Teladoc and provide your Teladoc account information.Ĭlass 1: Laboratory-Blood work, CMP, Lipid Panel, ECG, Pap/PSA, urinalysis and all other laboratory tests
In addition, you have the ability to send your visit results to your primary care physician. Receive the treatment you need in a timely, expedient manner. If medically necessary, a prescription will be sent to the pharmacy of your choice.You can receive convenient, quality care from a variety of licensed healthcare professionals. there’s no limit! We lead the market with the industry’s most comprehensive suite of telehealth services. Your medical history provides valuable information to the doctor regarding past conditions, medications, allergies as well as information about your family’s medical history. The doctor will review your medical records. board- certified physicians, dermatologist and therapists and pair you with a doctor licensed in your state. Feeling camera shy? Choose “phone.” Got a busy schedule? Select a time that’s best for you by choosing “schedule” instead of “as soon as possible.” We’ll search our national network of U.S. Want to see the doctor? Choose “video” as the method for your visit. Request a visit with a doctor 24 hours a day, 365 days a year, by web, phone, or mobile app.
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